Why put your money in a bankaccount when you can get a higher return from buying shares in the banks themselves? Well, security of capital for one thing share prices can and do go down as well as up but both Lloyds (LSE: LLOY) and HSBC (LSE: HSBA) also offer the prospect of dividend growth in time, too.
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Owain Bennallackowns shares in Lloyds and HSBC. The Motley Fool UK has recommended HSBC Holdings. We Fools don’t all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors.